Imagine there is a bank account that credits your account each morning with $86,400

It carries over no balance from day to day
Every evening the bank deletes whatever part of the balance you failed to use during the day

What would you do? Draw out every cent, of course
Each of us has such a bank. It"s name is TIME
Every morning, it credits you with 86,400 seconds
Every night it writes off as lost, whatever of this you have failed to invest to a good purpose
It carries over no balance. It allows no over draft

Each day it opens a new account for you

Each night it burns the remains of the day
If you fail to use the day"s deposits, the loss is yours. There is no drawing against "tomorrow"
You must live in the present on today"s deposits

Invest it so as to get from it the utmost in health, happiness and success
The clock is running!! Make the most of today

To realise the value of ONE YEAR, ask a student who failed a grade

To realise the value of ONE MONTH, ask a mother who has given birth to a premature baby

To realise the value of ONE WEEK, ask the editor of a weekly newspaper

To realise the value of ONE HOUR, ask the lovers who are waiting to meet

To realise the value of ONE MINUTE, ask a person who just missed a train

To realise the value of ONE SECOND, ask someone who just avoided an accident

To realise the value of ONE MILLISECOND, ask the person who won a silver medal at the Olympics

Treasure every moment that you have! And treasure it more because you shared it with someone special, special enough to spend your time with.

And remember time waits for no one

Yesterday is history

Tomorrow is a mystery

Today is a gift

That"s why its called the present